Last updated: July 2026
Welcome to American Insurance Benefits (coastalcarolinahealth.com), operated by Andy Orlikoff. By using this website and our services, you agree to the following terms.
About Our Services
American Insurance Benefits is an independent insurance brokerage licensed in North Carolina, South Carolina, and Arizona. We help individuals and families compare and enroll in health, Medicare Supplement, dental, vision, life, and mortgage protection insurance. We do not sell Medicare Advantage plans.
Information on this site is for general educational purposes and does not constitute insurance, legal, tax, or financial advice. Plan availability, rates, and benefits vary and are subject to carrier approval and underwriting.
No Guarantee of Coverage
Submitting a quote request or contacting us does not bind coverage or guarantee approval for any insurance product. Coverage is only in effect once issued by the insurance carrier and confirmed in writing.
Contacting Us
When you submit our contact form, you authorize Andy Orlikoff to contact you by phone, email, or text regarding your request. You are not required to consent to text messaging as a condition of service.
SMS/Text Messaging
If you opt in via our contact form, you may receive a one-time confirmation text acknowledging your request. Message frequency is limited to one message per request. Message and data rates may apply. Reply STOP to opt out or HELP for assistance. We never share mobile numbers or SMS consent with third parties.
Intellectual Property
All content on this site is the property of American Insurance Benefits unless otherwise noted, and may not be copied or reused without permission.
Limitation of Liability
We strive for accuracy but make no warranties about the completeness or timeliness of information on this site. American Insurance Benefits is not liable for decisions made based solely on website content; always confirm plan details with the carrier or with Andy directly.
Changes to These Terms
We may update these terms from time to time. Continued use of the site constitutes acceptance of any changes.
Contact
Questions about these terms? Contact Andy Orlikoff at andy@coastalcarolinahealth.com or (910) 760-2124.